Calculators & Converters
Loan Amortization Schedule Calculator
The Loan Amortization Schedule Calculator breaks down every single payment on a loan, showing exactly how much of each installment goes toward interest and how much reduces your principal balance.
Enter your loan amount, annual interest rate and tenure, and the full schedule updates instantly -- all calculated locally in your browser with nothing sent to a server.
How to Use the Loan Amortization Schedule Calculator
- Open the Loan Amortization Schedule Calculator.
- Enter the loan amount, annual interest rate and tenure in months.
- Scroll the table to see the breakdown for every month.
- Adjust any field to instantly recalculate the whole schedule.
Frequently Asked Questions
What does the amortization schedule show?
For every month of the loan, it shows the payment amount, how much of it is principal, how much is interest, and the remaining balance after that payment.
Why does more of my payment go to interest early on?
Interest is calculated on the remaining balance, which is highest at the start of the loan. As the balance shrinks, more of each fixed payment goes toward principal.
Is my loan information sent anywhere?
No. The entire schedule is calculated in your browser using plain JavaScript -- nothing is uploaded or stored.