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Calculators & Converters

Investment Return (CAGR) Calculator

The CAGR Calculator finds the Compound Annual Growth Rate of an investment -- the smoothed annual rate that would take it from its starting value to its ending value over a given number of years.

CAGR is a standard way to compare the performance of different investments over different time periods on a like-for-like basis.

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How to Use the Investment Return (CAGR) Calculator

  1. Open the Investment Return (CAGR) Calculator.
  2. Enter the investment's initial value.
  3. Enter its final value.
  4. Enter the number of years between the two.
  5. Read the annualized CAGR percentage.

Frequently Asked Questions

How is CAGR different from average annual return?

CAGR smooths out volatility by measuring growth as if it happened at a steady rate every year, while a simple average of yearly returns can be skewed by particularly good or bad years.

Can CAGR be negative?

Yes -- if the final value is lower than the initial value, the calculator will show a negative CAGR, indicating the investment lost value over the period.

Does this account for additional contributions during the period?

No, this calculates CAGR purely from a starting and ending value. If you added money along the way, the result won't reflect your true personal rate of return.

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